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Olympia Reserve Study

The reserve study statute is written a few blocks from most Olympia associations, and it changes more often than boards expect. Thurston County communities also share a soil issue with Tacoma.

A statute that keeps moving

The Legislature that meets in Olympia amended RCW 64.90.545 again in 2026 (chapter 96, Laws of 2026), adding an exemption for some middle housing communities. In 2024 it set January 1, 2028 as the date the older condominium and homeowners association acts are repealed.

The Department of Ecology also lists Thurston County among the counties where Tacoma smelter emissions left arsenic and lead in the soil.

Source: RCW 64.90.545, history note (Washington State Legislature), read November 2026.

What it means for your study

A Thurston County board working from a study written before 2024 may be reading rules that no longer describe its position. Ask the next firm to state which act it prepared the study under and how it handles the 2028 change.

For soil-disturbing components, such as play areas, retaining walls and paving, ask whether the replacement costs allow for handling soil inside the plume.

Washington firms in Tacoma and Renton list Thurston County in their service area.

The rule in Olympia

Thurston County associations follow the same state law as everyone else. Under RCW 64.90.545, the study is updated every year and

“An updated reserve study must be prepared at least every third year by a reserve study professional and based upon a visual site inspection conducted by the reserve study professional.”

Communities created before July 1, 2018 may still be partly under the older acts until January 1, 2028 (how that works).

  1. 2026Site visit

    A reserve study professional walks the property. The first study can instead rest on plans, for buildings not yet built.

  2. 2027Annual update

    Balances, costs and contributions brought up to date. No visit required.

  3. 2028Annual update

    The same again, ready for the budget the board adopts.

  4. 2029Site visit

    The update is prepared by a professional from a fresh visual inspection.

  5. 2030Annual update

    The cycle carries on.

  6. 2031Annual update

    Each update feeds the budget summary owners receive before they ratify the budget.

  7. 2032Site visit

    And again, at least every third year.

Professional study from a visual site inspectionAnnual update; a desk review is enough

Firms that name Olympia

These firms name Olympia, Thurston County or the surrounding region on their own websites.

Firms that name Olympia or Thurston County
FirmBasedWorks inCredentials statedFrom its own website
A Sound Reserve PlanTacomaWashingtonRS; licensed architectPrincipal holds the CAI Reserve Specialist credential and is a Washington licensed architect.
Reserve Studies NWRentonWashingtonNot statedLevel 1, 2 and 3 studies; names King, Snohomish, Pierce, Thurston, Mason and Kitsap counties.

National firms that say they work in every state: Association Reserves, Reserve Advisors, MillerDodson Associates, Reserve Data Analysis, Global Solution Partners, Apex Reserve Group. See all firms in Washington.

Get a quote for a Olympia reserve study

Give us the community ZIP code and a way to reach you. We name one firm that covers Thurston County, and your request reaches it only after you agree.

We are an introduction service, not a reserve study firm. The firm we suggest pays us if you go ahead with the introduction; you pay us nothing.

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